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What a BC presale actually costs you
Deposits, GST, property transfer tax and the monthly carry, using the current BC and federal rules, including the first-time-buyer GST rebate.
Based on Belvedere (Phase 2)Change
Your numbers
$
sq ft
%
%
yrs
$/mo
$/mo
CASH YOU NEED TO CLOSE
$2,000
Deposits plus everything due on completion day
Monthly carry
$475
Deposits
$0
Cash to close
Deposits paid during construction15% across construction$0
Balance of down payment$0
GST at 5%$0
Property transfer tax$0
Legal and closing$2,000
Total cash required$2,000
Every month
Mortgage payment4.29% over 25 years$0
Strata fee$330
Property tax$145
Monthly cost$475
Estimates only. Rates, fees and taxes change, and eligibility depends on your situation. This is not financial or tax advice. Confirm with your mortgage broker, lawyer and accountant before committing.
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